Consolidate Your Student Loans

DebtReliefOptions.org matches you with the right lender

DebtReliefOptions.org

Do you have a Stafford, PLUS, Perkins, or other student loan? You might be paying too much! Consider consolidating your student loans for a reduced APR.

In today's globalized marketplace, you need a top-quality education to succeed--but sometimes you have to pay top dollar for it. If your student loan debt is threatening to overwhelm you, it's time to consolidate your loans. DebtReliefOptions.org matches you with a lender in your location, based on the amount and type of debt and other factors. This personalized process is the best way to get out from under your debt!

What are the Benefits of Student Loan Consolidation?

Consolidate Your Student Loan Now


Information about Student Loans

Get Your Loan Information
The U.S. Department of Education's National Student Loan Data System (NSLDS) allows you to access information on loan and/or federal grant amounts, your loan status (including outstanding balances), and disbursements made. Go to www.nslds.ed.gov.

If you need assistance in Finding general student loan information, call the Federal Student Aid Information Center (U.S. Dept. of Education) at 1-800-4-FED-AID.

Helpful Loan Information

Grace Periods:

Students have the right to a grace period before repayment begins. This grace period begins when the student leaves school or drops below half time status.

Subsidized Loan:

A subsidized loan is awarded on the basis of financial need (see financial need page). You won't be charged any interest before you begin repayment or during authorized periods of deferment). The federal government "subsidizes" the interest during these periods.

Unsubsidized Loan:

An unsubsidized loan is not awarded on the basis of need. You'll be charged interest from the time the loan is disbursed until it's paid in full. If you allow the interest to accrue (accumulate) while you're in school or during other periods of nonpayment, it will be capitalized - that is, the interest will be added to the principal amount of your loan, and additional interest will be based on that higher amount.

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